Phonicia Palmer

💡 Quick Question: Are you automatically setting aside at least 10% of your income every month? 🤔
We’re familiar with giving God His tenth through tithing ✝️… but who’s teaching us how to wisely manage the other 90%? Let’s fix that! 🙌
Here’s a simple 5-step system to grow your savings without even thinking about it:
1️⃣ Open an online savings account — Online banks often pay higher interest (sometimes up to 1.5%) because they don’t have the same overhead as traditional banks.
2️⃣ Set up direct deposit — Ask your HR department to send 10% of your paycheck directly into your new savings account.
3️⃣ Keep it separate — Don’t link this account to your regular checking or other accounts.
4️⃣ No debit card allowed — The harder it is to access, the more it will grow.
5️⃣ Let automation do the work — Once it’s set, leave it alone and watch your savings build.
🚀 Remember: If self-discipline isn’t your strong suit, automation can be your secret weapon!