“From Tithing to Thriving: Managing the Rest of Your Money”


Phonicia Palmer

phoniciapalmer.com

💡 Quick Question: Are you automatically setting aside at least 10% of your income every month? 🤔

We’re familiar with giving God His tenth through tithing ✝️… but who’s teaching us how to wisely manage the other 90%? Let’s fix that! 🙌

Here’s a simple 5-step system to grow your savings without even thinking about it:

1️⃣ Open an online savings account — Online banks often pay higher interest (sometimes up to 1.5%) because they don’t have the same overhead as traditional banks.

2️⃣ Set up direct deposit — Ask your HR department to send 10% of your paycheck directly into your new savings account.

3️⃣ Keep it separate — Don’t link this account to your regular checking or other accounts.

4️⃣ No debit card allowed — The harder it is to access, the more it will grow.

5️⃣ Let automation do the work — Once it’s set, leave it alone and watch your savings build.

🚀 Remember: If self-discipline isn’t your strong suit, automation can be your secret weapon!


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