Author: Phonicia Palmer, Realtor

By: Phonicia Palmer Most mortgage lenders require homeowners insurance.  They want to make sure that if anything happens to your home, the balance of the loan is paid.  But many people do not realize that they may need more coverage than what is required by the lender. Homeowners insurance covers the actual structure of your…

By: Phonicia Palmer There are many investments that are made in real estate, most which are expected to allow the price of the property to go up.  However, sometimes the value of a property starts to decline. If you have run into a property that is like this, you will want to decide if it…

By: Phonicia Palmer Before you purchase a home – whether new or old – you should have a checklist of must-have features. You probably will not get all the features you want, but you can prioritize them into features you cannot live without and those you can compromise on. When your agent shows you a…

By: Phonicia Palmer Finding a place to call home is one of the ultimate goals of anyone who is using the term real estate.  However, actually moving into finding that home includes much more than packing boxes and moving in.  Not only will you have to find a home, but you will also have to…

By: Phonicia Palmer It is not always easy to decide which type of loan will benefit you the most.  All of the possibilities that are opened to you are different and will provide you with various benefits.  Before jumping into a loan, you want to make sure that you have evaluated your individual needs.  The…

By: Phonicia Palmer

By: Phonicia Palmer

By: Phonicia Palmer

By: Phonicia Palmer

By: Phonicia Palmer Truth: Pricing your home too high can actually deter potential buyers and lead to your home sitting on the market for longer than necessary. Truth: Staging can help buyers visualize themselves living in the home and ultimately lead to a quicker sale. Truth: Making necessary repairs and updates can increase the value…